Disclaimer

Legal Disclaimer - Please read carefully. This is important.

Last Updated: January 21, 2026


⚠️ General Disclaimer

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RATELGRID IS A GAME. TREAT IT AS SUCH.

By using our Services, you acknowledge and agree to the following:


1. No Investment Advice

1.1 Not Financial Advice

NOTHING on our website, app, or communications is financial advice.

We are NOT:

  • Financial advisors

  • Investment advisors

  • Tax advisors

  • Legal advisors

We don't provide:

  • Investment recommendations

  • Financial planning

  • Tax guidance

  • Legal counsel

Always consult licensed professionals before making financial decisions.


1.2 $RATEL is Not an Investment

$RATEL token is a utility token for in-game use.

It is NOT:

  • A security

  • An investment contract

  • A promise of profits

  • A store of value

It IS:

  • A virtual item for gameplay

  • Subject to change in value (or become worthless)

  • Not backed by any assets

  • Not regulated by securities laws

Do not buy $RATEL expecting profits.


2. Risk Acknowledgment

2.1 Cryptocurrency Risks

Crypto is extremely risky.

You could lose everything:

  • $RATEL could go to $0

  • AVAX could crash

  • Avalanche network could fail

  • Smart contracts could have bugs

  • Exchanges could be hacked

  • Regulations could change

Only invest what you can afford to lose completely.


2.2 Gaming Risks

You could lose in-game:

  • Virtual currency ($RATEL)

  • Tournament entry fees

  • Time and effort

  • Competitive rankings

No guarantees of:

  • Winning

  • Earning rewards

  • Maintaining value

  • Service continuity


2.3 Technical Risks

Technology can fail:

  • Servers crash

  • Bugs cause issues

  • Blockchain networks congest

  • Wallets get hacked (if you're careless)

  • Data breaches occur

We do our best, but perfection is impossible.


3. No Guarantees

3.1 Service Availability

We don't guarantee:

  • 24/7 uptime

  • Uninterrupted service

  • Error-free operation

  • Compatibility with all devices

  • Permanent existence of the game

We may shut down at any time.


3.2 Economic Guarantees

We don't guarantee:

  • $RATEL will have value

  • You'll make money

  • Prices will remain stable

  • Rewards will continue

  • Game economy will work as intended

Economics are unpredictable.


3.3 Outcome Guarantees

We don't guarantee:

  • Fair token outcomes (they're random)

  • Winning tournaments

  • Earning specific amounts

  • Tournament prize pools (we guarantee minimums, not maximums)

Skill and luck both play a role.


4. Forward-Looking Statements

4.1 Roadmap is Not a Promise

Our roadmap is aspirational, not binding.

We may:

  • Delay features

  • Cancel plans

  • Change direction

  • Fail to deliver

Don't rely on roadmap as fact.


4.2 Projections are Estimates

All financial projections are estimates:

  • User growth targets

  • Revenue projections

  • Token price predictions

  • Market cap goals

These are educated guesses, not guarantees.


5. Jurisdiction-Specific

5.1 United States

If you're in the US:

  • $RATEL is not registered with SEC

  • Our game may be considered skill-based gaming

  • State laws vary (check yours)

  • We don't operate in restricted states

  • Tax implications apply (consult CPA)


5.2 European Union

If you're in EU/EEA:

  • GDPR applies (see Privacy Policy)

  • MiCA regulations may apply to $RATEL

  • Online gaming laws vary by country

  • We comply with applicable laws


5.3 Other Jurisdictions

Check your local laws:

  • Online gaming legality

  • Cryptocurrency regulations

  • Tax obligations

  • Age restrictions

You're responsible for compliance.


6. Third-Party Disclaimer

6.1 Arena.trade

We're launching on Arena.trade, but:

  • Arena is independent

  • We don't control their platform

  • They have their own terms

  • Check their policies


6.2 Avalanche Network

We build on Avalanche, but:

  • We don't control the network

  • Network risks exist

  • Ava Labs is separate entity

  • Check their disclaimers


6.3 Other Partners

Any partners, affiliates, or integrations:

  • Are independent

  • Have their own terms

  • Carry their own risks

  • Are not our responsibility


7. Tax Implications

7.1 You're Responsible

Crypto and gaming winnings may be taxable.

You must:

  • Track your earnings

  • Report to tax authorities

  • Pay applicable taxes

  • Consult a tax professional

We provide:

  • Transaction history exports

  • Annual summaries (if required)

  • Fair market value estimates

We don't provide:

  • Tax advice

  • Tax preparation

  • Tax filing


7.2 Reporting Thresholds

In the US:

  • We report winnings >$600 (1099 forms)

  • You're responsible for reporting all winnings

Other countries: Check local laws.


8. Presale Disclaimer

8.1 $PROXY is Experimental

The presale is satire/education.

You acknowledge:

  • We will intentionally dump on you

  • You could lose 100%

  • This is a game, not investment

  • No promises of $RATEL allocation

  • All sales are final

Only participate if you understand and accept this.


8.2 No Refunds

Presale contributions are non-refundable.


9. Limitation of Liability

9.1 Maximum Liability

Our maximum liability to you:

Lesser of:

  • Amount you paid us via in-game in last 12 months

  • $10 USD

This applies to:

  • All claims

  • All damages

  • All theories of liability


9.2 Excluded Damages

We're not liable for:

  • Lost profits

  • Lost data

  • Lost opportunities

  • Consequential damages

  • Indirect damages

  • Punitive damages

  • Emotional distress

Even if we knew they were possible.


9.3 Exceptions

This limitation doesn't apply to:

  • Gross negligence

  • Willful misconduct

  • Fraud

  • Where prohibited by law


10. Indemnification

You agree to indemnify us for:

  • Your violations of Terms

  • Your violations of law

  • Your negligence or misconduct

  • Third-party claims arising from your use

If you get us sued, you pay.


11. No Professional Relationship

Using our Services doesn't create:

  • Attorney-client relationship

  • Financial advisor relationship

  • Fiduciary duty

  • Agency relationship

  • Partnership

We're just a game provider.


12. Accuracy of Information

12.1 No Warranty of Accuracy

We strive for accuracy, but:

  • Information may be outdated

  • Errors may occur

  • Third-party data may be wrong

  • Blockchain data could be misinterpreted

Verify important information independently.


Links to external sites:

  • Are for convenience only

  • We don't endorse content

  • We're not responsible for accuracy

  • Use at your own risk


13. Changes to Game

We may change the game at any time:

  • Gameplay mechanics

  • Reward structures

  • Token economics

  • Features and modes

  • Pricing

With or without notice.

Continued use = acceptance.


14. Termination Effects

If we terminate Services:

  • You lose access immediately

  • Unclaimed rewards may be forfeited

  • NFTs remain in your wallet (blockchain)

  • No refunds (unless legally required)

Plan accordingly.


15. Language

This disclaimer is written in English.

If translated:

  • English version controls

  • Translations are for convenience

  • Disputes resolved using English version


16. Severability

If any provision is invalid:

  • Rest remains in effect

  • Invalid part modified to be enforceable

  • Doesn't void entire disclaimer


17. Acknowledgment

By using our Services, you confirm:

✅ You've read this entire disclaimer

✅ You understand the risks

✅ You accept all terms and limitations

✅ You're not relying on our statements as advice

✅ You're making informed decisions

✅ You won't hold us liable beyond stated limits

If you disagree, stop using our Services immediately.


Legal questions or notices:

Email: [email protected]


19. Final Statement

THIS IS A GAME ABOUT SPOTTING SCAMS.

Ironically, the best way to avoid getting scammed is to read disclaimers like this.

You did that. Good job.

Now go play responsibly.


Last Updated: January 21, 2026 Version: 1.0

We're not your financial advisor. We're not your lawyer. We're just trying to build a fun game.

Play smart.

Questions? Email: [email protected]

Last updated